Protect Your Account / BVN from Scammers (Vault Your Money)

byJohn Ibeh •
Bank verification number

Here you will see how to protect your bank account and Bank Verification Number (BVN) from Scammers, hackers, and fraudster.

#1. Ensure you're Giving Your BVN to the Right Company. I know there are lots of Forums you would want to fill online today that would request for your BVN details. Review the site to check;

  • If the website is really e.g 'www.nnpcgroup.com' and not 'www.nnpvgroup.com'. Noticed the difference?
  • Read through the site or app requesting for your BVN and ensure it's original.
  • Ask questions around you, or on Google about the company before giving out your details.
#2. Always use verified Apps. The world is digital, hour money is digital. So they can get you with just a fake app installed on your phone. Make sure all apps installed on your phone are verified from your App store before downloading.
  • App store like Play store and Apple store always have customers review.
  • Use the review to see what others are saying about the app before downloading.

ALSO SEE: How to Get AdSense Approval and Make Money Creating Content Like This!

Can Someone Steal my Money With my BVN?

hell NO!

It depends on how you ask the question tho.

Someone cannot steal your money with just being able to know your Bank verification details or password of any sort without another type of access to your account. Which is what I'm trying to lead you to in this page.

KEEP READING!

#3. Beware of Emails and SMS from Fraudster. DO NOT listen or reply to any SMS asking you to validate your BVN or ATM card. Delete it! It's a SCAM.

  • The SMS are usually from ordinary phone numbers like '+2349030241102' instead of 'FIRSTBANK'
  • Banking is confidential. It won't be done through email, SMS or phone calls.
  • They call too. Beware!
#4. Use Phone Locks. A simple ordinary detail from your phone like your contact list could be a road map to hacking into your account. Use passwords to lock phone as well as you banking apps too.
  • Download an Applock from your Appstore or some phones even have this feature inbuilt also.
  • Protet your USSD banking by locking you dialpad too.
  • Use two factor authentication.
#5. Use Strong Passwords. Don't ever use your phone number or date of birth as password again. Use a password with an uppercase letter, lowercase and also numbers too.
  • I advise to also include signs like '@,&,$' to make the password stronger.
  • Use different passwords for different accounts and platform you sign up for so you can be smarter than the hackers.
  • Password managing softare highly recommend.
#6. Set Up Alerts Via Email, SMS and App Notification. Without alerts you might not even be able to notice a fraudulent activity on your account until several weeks. By then your money is long gone and difficult to track.
  • Enable email alerts in case SMS delay.
  • Enable SMS alerts in case email delay.
  • Turn on your bank app notification too.
#7. Know What Detail to Share. The only three details you owe anyone apart from your bank is;
  • Your name (as written in your account)
  • Bank account number
  • Name of Bank
Aside from the three details above, the others are yours to keep.

#8. Operate Your Phone Yourself. Many adults or older people who are not used to technology or wants to install an app might get aid from a younger person who might now grab one or two information from your phone.
  • Don't leave your phone with anyone.
  • Watch what anyone is doing with your phone and ask questions.
  • Don't leave your phone unlocked.
#9. Avoid clicking on Adware Popups. Any website or app that always show annoying pop-up ads are potential threat to your phone. Don't use them.
  • Advertisement shouldn't be forced on you. It's by will.

#10. Stop Sharing Personal Information on Social media. We all want to be known on social medias like Facebook, Twitter etc. These days that we forget the harm it might cause at the long run.
  • The less the hackers know about you, the harder it is to scam you.
  • Use anonymous profile on social media.
#11.Look out for Scam Updates. Hackers are always improving their game, and it's up to you to be vigilant. Read other people's story to know what and what not to do.
  • Search for scam alerts on Google.
  • Search for scam alerts on YouTube.
  • Use the search button at the top of your screen to search for other scam updates on this blog.

Can Loan Apps Block my BVN?

Your loan apps Don't have the access to block your BVN no matter how much you owe them.

But off cause there are some things to look out for when you refuse to pay back loan from loan apps;

- You will be charged for not paying at the due date. So the money will surely increase and you will be given extra days to pay back.
  • Some loan companies have the authority to take their money back when there is suffit funds in your account linked to YOUR BVN.

Can my BVN be Blocked?

Your BVN cannot be blocked. Rather the accounts associated with the BVN will be blocked.

Here is how to Get Compensation if Your Account was Incorrectly Restricted;

1. Locate your BVN number.
2. Call your bank to inform them of the block on your account and attempt to have it resolved by giving them your BVN number and having them link or verify it.
3. If unable to resolve over the phone, go into the branch and attempt to solve it. Remember not to yell at the bank staffs. There is nothing to be gained by employing aggressive behavior towards the bank staffs.
4. Hopefully the issue is resolved in branch/over the phone. If the bank asks you to call back/come back to the branch, ask them for specific timelines and note this down.
5. Follow-up until resolved.

Remember

  • No one can hack your account with just your phone number.
  • If your account has been hacked, you can get your money back by visiting your bank branch.
  • Banks are doing all their best to protect you against hackers.
WATCH THIS VIDEO BELOW AND SEE HOW A FRAUDSTER WITHDRAW MONEY FROM ACCOUNTS USING THEIR SIM CARDS AND BVN.



Sources

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